Arkansas Life and Health Insurance Practice Exam 2025 – The Comprehensive All-in-One Guide for Exam Success!

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Question: 1 / 400

To be entitled to an additional 120 days of group coverage upon termination, how long must the insured have been covered?

1 month

3 months

In order to be entitled to an additional 120 days of group coverage upon termination, the insured must have been covered for 3 months. This is because the Consolidated Omnibus Budget Reconciliation Act (COBRA) allows for an additional 120 days of coverage after termination for individuals who have been covered for at least 3 months prior to termination. This provision ensures that individuals have a continuation of coverage for a certain period after leaving their group health insurance plan. Therefore, option B is the correct answer.

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6 months

12 months

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