Arkansas Life and Health Insurance Practice Exam

Comprehensive Major Medical policies provide:

1. Broad coverage

2. Limited coverage

3. Minimal coverage

4. No coverage

The correct answer is: Broad coverage

Comprehensive Major Medical policies provide broad coverage, meaning they cover a wide range of medical expenses. Options B and C are incorrect because they imply that these policies provide limited or minimal coverage, which is not the case. Option D is also incorrect because it states that these policies provide no coverage, which is not true. While the word "comprehensive" may suggest that this policy covers all medical costs, it typically does not cover expenses such as elective cosmetic procedures or long-term care. However, it does provide broad coverage for essentials like hospital stays, surgeries, and prescription drugs. So, option A is the best choice.