Arkansas Life and Health Insurance Practice Exam

If an individual starts receiving Social Security retirement benefits at age 62, when are they eligible for Part A benefits?

1. Automatically at age 62

2. Automatically at age 65

3. Automatically at age 70

4. At the discretion of their healthcare provider

The correct answer is: Automatically at age 62

If an individual starts receiving Social Security retirement benefits at age 62, they are automatically eligible for Part A benefits. This is because enrolling in Social Security retirement benefits at age 62 triggers enrollment in Medicare Part A, which provides hospital insurance coverage. Medicare Part A is typically available to individuals aged 65 and older, but those who start receiving Social Security benefits at age 62 are automatically enrolled in Part A as well. Therefore, the correct answer is A. Options B, C, and D are incorrect because Medicare Part A enrollment is not tied to the ages mentioned in those choices. It is specifically linked to the age at which an individual starts receiving Social Security retirement benefits.