Arkansas Life and Health Insurance Practice Exam

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If the insured is receiving regular disability income payments, the insurer can require notice of continuance of claim every ______ months.

  1. 3

  2. 6

  3. 9

  4. 12

The correct answer is: 3

If the insured is receiving regular disability income payments, the insurer can require notice of continuance of claim every 3 months. This helps the insurer stay informed about the insured's ongoing disability status and ensures that the payments are being made correctly. Regular updates are necessary to verify that the insured is still eligible for the benefits being received. This practice helps prevent any potential fraud or issues related to the disability claims. The other options (B. 6, C. 9, D. 12) are not correct in this context. In the case of regular disability income payments, the standard practice is to request a notice of continuance of claim more frequently than every 6, 9, or 12 months to ensure timely and accurate processing of the claim.