Arkansas Life and Health Insurance Practice Exam

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Optional uniform provisions found in health insurance policies are designed to protect the:

  1. Beneficiary

  2. Insured

  3. Insurer

  4. Policyholder

The correct answer is: Insurer

Optional uniform provisions found in health insurance policies are designed to protect the insurer from fraud and other liabilities. These provisions are typically included in health insurance policies to provide safeguards for the insurer and ensure that the policy is being used in the intended manner. The other options, such as the beneficiary, insured, and policyholder, may be protected in other ways through the policy, but the primary purpose of the optional uniform provisions is to protect the insurer.

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