Arkansas Life and Health Insurance Practice Exam

Under Arkansas law, a group life insurance policy where the group pays the premium must cover all members except those who:

1. Reject coverage in writing

2. Have existing individual policies

3. Are not citizens

4. Are under 18 years of age

The correct answer is: Reject coverage in writing

In Arkansas, a group life insurance policy where the group pays the premium must cover all members except for those who reject coverage in writing. This requirement ensures that all eligible members of the group are provided with coverage under the policy unless they specifically choose to opt-out by rejecting coverage in writing. This provision helps protect the members of the group by guaranteeing that they have the opportunity to participate in the group life insurance coverage. Options B, C, and D are incorrect because under Arkansas law, having existing individual policies, not being citizens, or being under 18 years of age does not disqualify individuals from being covered under a group life insurance policy where the group pays the premium.