Arkansas Life and Health Insurance Practice Exam

Under the reinstatement provision of an accident and health insurance policy, benefits for sickness resume following a probationary period of ________ after the policy is reinstated.

1. 10 days

2. 15 days

3. 30 days

4. 45 days

The correct answer is: 10 days

Under the reinstatement provision of an accident and health insurance policy, benefits for sickness typically resume after a probationary period of 10 days following the policy being reinstated. During this probationary period, the insured individual will not be eligible to receive benefits for sickness until the 10-day period has elapsed. This waiting period allows the insurance company to assess the insured's situation and ensure that there are no pre-existing conditions that could affect the coverage.