Arkansas Life and Health Insurance Practice Exam

When Harry completed his insurance application, the agent discovered that he was under treatment for a chronic condition. In order to gather the necessary information, Harry's agent ordered a/an:

1. Attending physician statement

2. Medical Information Bureau report

3. Inspection report

4. Health interview

The correct answer is: Attending physician statement

When an insurance applicant is under treatment for a chronic condition, the agent may need more detailed information about the condition from the applicant's attending physician. This information is usually obtained through an Attending Physician Statement (APS). The APS provides specific medical details that are crucial for the insurance company to assess the applicant's health status accurately. Options B, C, and D are not typically used to gather in-depth medical information about an applicant's specific medical conditions. The Medical Information Bureau report provides general information about an applicant's medical history and does not offer the level of detail that an APS would. Inspection reports are typically used for property inspections, not medical assessments. A health interview may provide some information, but it may not be as detailed or as reliable as an APS completed by the applicant's attending physician.